Miles & Points
Transferring Credit Card Points to Miles: A Complete Guide
Most Singapore bank rewards points are transferable to KrisFlyer. The trick is timing the transfer bonus.
Typical transfer ratios
| Bank | Points → KrisFlyer | Transfer time |
|---|---|---|
| Citi | 1 : 1 | 1–3 days |
| DBS | 2 : 1 | Instant–2 days |
| UOB | 1 : 1 | Instant |
| HSBC | 2.5 : 1 | Up to 7 days |
When to transfer
- Only transfer when you have a redemption in mind — don't park miles early if they expire sooner in the bank.
- Watch for transfer bonuses (e.g. 10–20% extra miles) before moving large balances.
Related: Best travel cards · KrisFlyer guide
Disclaimer: This article is general information, not official advice or financial guidance from any bank. Annual fees, miles rates and sign-up bonuses are subject to change — confirm the current figures on the official bank/airline pages before acting. Use credit responsibly.