Guides

Best Dining & Online Shopping Credit Cards in Singapore

Updated 2026-07-31 · SGMiles Editors

Most miles are earned on everyday spend, not flights. Pick a card that rewards your actual habits.

Where the bonuses are

  • Dining: some cards give up to 4–5 mpd at selected restaurants.
  • Online shopping: look for bonus categories on Shopee, Lazada, Grab.
  • Transport: simplyGo / contactless often earns base rate.

Strategy

Use a specialist dining card for meals and a travel card for everything else, rather than one card for all.

Related: Cashback vs miles · No-fee cards

Disclaimer: This article is general information, not official advice or financial guidance from any bank. Annual fees, miles rates and sign-up bonuses are subject to change — confirm the current figures on the official bank/airline pages before acting. Use credit responsibly.